How to Determine If You Need a Lawyer for Your Car Accident Case

Byron David Conway Florence 3Property Damage Cases
As a general rule, if you suffered no personal injuries, you should be able to settle your case with the opposing insurance adjuster for approximately the same amount of money that an attorney could obtain for you. In this type of case, you are entitled to money to repair or replace your car and for the use of a rental vehicle until your car is repaired or replaced.

Minor Injury Cases
If your case involves personal injuries, a more detailed analysis is required. If the injures are minor and you fully recover from the injuries in a few days, you probably do not need an attorney. Minor injuries are ones that result in less than a $1,000.00 in medical bills.

Major Injury Cases
If your case involves anything more than property damage and minor injuries, it is likely that you will benefit by hiring an attorney. Most people do not typically have the necessary negotiation skills, knowledge of the law and experience in evaluating damages to obtain a fair settlement value for major injury cases. As such, when negotiating with an insurance adjuster, non-lawyers are at a distinct disadvantage. Do not be misled by the adjuster’s statements that hiring an attorney will reduce your net settlement or delay payment for your claim. The insurance industries own statistics do not support these statements. In 2004, the Insurance Resource Council completed a study that found that people who used an attorney received an average of 3½ times more money in settlement than those individuals who settled on their own. Thus, if you seek to obtain a fair settlement for your injuries, the use of an experienced personal injury lawyer is vitally required.

If you’ve been in an automobile accident, please call The David Law Firm (843-488-1415) for a free case evaluation.

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Posted on October 31, 2013, in Uncategorized and tagged , , , , , , , , , , , , . Bookmark the permalink. Leave a comment.

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