Monthly Archives: October 2013
Property Damage Cases
As a general rule, if you suffered no personal injuries, you should be able to settle your case with the opposing insurance adjuster for approximately the same amount of money that an attorney could obtain for you. In this type of case, you are entitled to money to repair or replace your car and for the use of a rental vehicle until your car is repaired or replaced.
Minor Injury Cases
If your case involves personal injuries, a more detailed analysis is required. If the injures are minor and you fully recover from the injuries in a few days, you probably do not need an attorney. Minor injuries are ones that result in less than a $1,000.00 in medical bills.
Major Injury Cases
If your case involves anything more than property damage and minor injuries, it is likely that you will benefit by hiring an attorney. Most people do not typically have the necessary negotiation skills, knowledge of the law and experience in evaluating damages to obtain a fair settlement value for major injury cases. As such, when negotiating with an insurance adjuster, non-lawyers are at a distinct disadvantage. Do not be misled by the adjuster’s statements that hiring an attorney will reduce your net settlement or delay payment for your claim. The insurance industries own statistics do not support these statements. In 2004, the Insurance Resource Council completed a study that found that people who used an attorney received an average of 3½ times more money in settlement than those individuals who settled on their own. Thus, if you seek to obtain a fair settlement for your injuries, the use of an experienced personal injury lawyer is vitally required.
If you’ve been in an automobile accident, please call The David Law Firm (843-488-1415) for a free case evaluation.
Would you be eligible for Workers’ Comp if you were injured at work while performing a task that is outside of your normal job description? For example, suppose your boss tells you to climb a ladder to re-stock an item, even though stocking merchandise is not part of your regular job, and you fall off the ladder, injuring your back. In South Carolina, a WC claim can be pursued if an injury arose our of and in the course and scope of your employment. Only an experienced Workers’ Compensation lawyer can help determine what benefits can be realistically expected, the time it will take, and the difficulty of the claim.
Generally, WC benefits include:
• medical bills
• time lost from work (with a doctor’s note)
• medical equipment that is reasonable, authorized, causally related, and by written referral
• mileage to the doctor and pharmacy
• permanent impairment
However, the South Carolina Workers’ Compensation Act does not include benefits for:
• pain and suffering
• loss of consortium
If you think you have a Workers’ Compensation claim, call The David Law Firm for a free consultation (843-488-1415).
IMPORTANT INFORMATION ABOUT THE FEDERAL GOVERNMENT SHUTDOWN
Due to the Federal Government Shutdown, Social Security field offices are open with limited services. Hearings offices remain open to conduct hearings before an Administrative Law Judge (ALJ). Social Security card centers are closed.
Social Security and Supplemental Security Income payments to beneficiaries will continue with no change in payment dates.
Due to Congressional inaction to prevent the Government shutdown, SSA will only provide the following services at Social Security field offices:
- Help you apply for benefits
- Assist you in requesting an appeal
- Change your address or direct deposit information
- Accept reports of death
- Verify or change your citizenship status
- Replace a lost or missing Social Security payment
- Issue a critical payment
- Change a representative payee
- Process a change in your living arrangement or income (SSI recipients only)
SSA cannot provide the following services:
- Issue new or replacement Social Security cards
- Replace your Medicare card
- Issue a proof of income letter
The David Law Firm is proud to announce and welcome Taylor Griggs as their new Legal Assistant Intern. A native of Hartsville, Griggs is currently a senior at Coastal Carolina University, majoring in Business Management, and anticipates graduating in May 2014. She is a member of the Golden Key International Honor Society, Accounting Club and Society of Human Resource Management, all while remaining on the Dean’s List.
Attorney Byron David is pleased to have Griggs as their new intern. “Taylor has a natural sense of how an office performs and operates. She is going to be a terrific addition to our team this year and we are grateful to have her,” states David. As a Legal Assistant at The David Law Firm, she will control phone operations, scheduling, scanning and miscellaneous legal tasks; she will also aid in creating legal documents and assisting in court preparations. Welcome, Taylor!
The David Law Firm is pleased to announce that Attorney Byron P. David has been installed as President of the Conway Kiwanis Club. Mr. David states, “I am humbled to be elected and serve. I think it is important to be involved in the community and always do what you can to make it a better place.” Mr. David plans to implement new fundraising ideas and promote the club to attract new members. “We plan to be very involved with the community this year,” says David. “I want to get our fundraising up so that we can contribute more to the children and do what we can to make Conway the best it can be.” Mr. David’s term ends September 30, 2014.